Profiling Questionair

1) Your current occupation is:(Required)

a) Less secure/ Not applicable

b) Relatively secure

c) Secure

d) Doesn't matter as you can get a good new job /career

e) Doesn't matter as you already have enough wealth

Score

2) The number of years you have until retirement is:(Required)

a) More than 25 years

b) About 25 -15 years

c) About 15- 5 years

d) Less than 5 years/ retired /not applicable

Score

3) How long will your present savings support you, assuming your current income was to stop today:(Required)

a) <1 year

b) 1-3 years

c) 3-5 years

d) 5 -10 years

Score

4) Financially you support:(Required)

a) Only myself

b) Two persons including myself

c) 3 - 4 person other than myself

d) More than four persons other than myself

Score

5) Your current annual family* savings (income less expenses):(Required)

a) Under 5000000

b) Between 5000000 and 2 crores

c) Between 2 crores to 5 crores

d) Over 5 crores

Score

6) Which of these objectives is the most important to you from an investment perspective:(Required)

a) Preserving wealth

b) Generating regular income to meet current requirements

c) Balance current income & long term growth

d) Long term growth

Score

7) Your understanding of the financial markets is described as:(Required)

a) An experienced investor who constantly keeps a track of investment market

b) Limited awareness about the market to the tune of information provided by the broker or financial partner

c) Want to build my knowledge and understanding of the investment market. Little awareness as of now

d) Do not understand investments or financial markets much

Score

8) From the below list of investment choices which is the riskiest investment you have invested in(Required)

a) Savings Account, Fixed Deposit, Money Market Funds

b) Bonds & Debt Mutual Funds

c) Equity Mutual Funds

d) Real Estate Funds/ Commodity linked Products

e) Equity Shares

f) Structured products (Market Linked Debentures)

g) Private Equity/ Venture capital Funds

Score

9) Your preferred strategy of managing investment risk is:(Required)

a) Do not want to reduce it as investment risk leads to higher returns over the long term

b) To have a diversified investment portfolio to minimise risk

c) To mainly invest in capital stable investment

d) Do not understand "investment risk" ; would rely on my financial planner

Score

10) Over a three month period your investment dropped by 20% and the overall stock market dropped by 20%. The markets do not have a certain direction and there is a possibility of further correction (download trend) or upward movement. How would you react ?(Required)

a) Sell all my investments (preservation of capital invested is extremely important to me - would not take any risk)

b) Sell part of the investment ( I would prefer transferring my funds to a more secure investment)

c) Do nothing with the investment ( I had invested with calculated risk, so will leave investments in place of expecting better performance in future)

d) Buy more of the investment (I consider this sudden market correction as an opportunity for additional Purchase at a lower cost. I am a long term investor)

Score

11) An Investment portfolio is subject to market fluctuations owing to high exposure to growth asset for generation of higher returns, though with some volatility. How would you define your willingness to experience shorter-term losses / volatility with the intent to generate higher returns ?(Required)

a) Very comfortable, as I understand that higher the risk, higher the return although with fluctuations in short term. However if the investment is held over the long term, there is possibility of higher return with lesser chance of loss two capital invested.

b) Some what comfortable with the assumption that there is limited volatility

c) Little uncomfortable with fluctuation in my investments

d) More comfortable with investments that have minimum volatility

Score

12) Which of the following explains you with respect to as a risk taker ?(Required)

a) Willing to take risk for higher returns

b) Can take calculated risks

c) Low risk taking capacity

d) Extremely averse to risk

e) Care free

Score

13. In general, how would your best friend describe you as a risk taker?(Required)

a) A real gambler

b) Willing to take risks after completing adequate research

c) Cautious

d) A real risk avoider

Score

14. You are on a TV game show and can choose one of the following. Which would you take?(Required)

a) $1,000 in cash

b) A 50% chance at winning $5,000

c) A 25% chance at winning $10,000

d) A 5% chance at winning $100,000

Score

15. You have just finished saving for a “once-in-a-lifetime” vacation. Three weeks before you plan to leave, you lose your job. You would:(Required)

a) Cancel the vacation

b) Take a much more modest vacation

c) Go as scheduled, reasoning that you need the time to prepare for a job search

d) Extend your vacation, because this might be your last chance to go first-class

Score

16. If you unexpectedly received $20,000 to invest, what would you do?(Required)

a) Deposit it in a bank account, money market account, or an insured CD

b) Invest it in safe high quality bonds or bond mutual funds

c) Invest it in stocks or stock mutual funds

Score

17. In terms of experience, how comfortable are you investing in stocks or stock mutual funds?(Required)

a) Not at all comfortable

b) Somewhat comfortable

c) Very comfortable

Score

18. When you think of the word “risk” which of the following words comes to mind first?(Required)

a) Loss

b) Uncertainty

c) Opportunity

d) Thrill

Score

19. Some experts are predicting prices of assets such as gold, jewels, collectibles, and real estate (hard assets) to increase in value; bond prices may fall, however, experts tend to agree that government bonds are relatively safe. Most of your investment assets are now in high interest government bonds. What would you do?(Required)

a) Hold the bonds

b) Sell the bonds, put half the proceeds into money market accounts, and the other half into hard assets

c) Sell the bonds and put the total proceeds into hard assets

d) Sell the bonds, put all the money into hard assets, and borrow additional money to buy more

Score

20. Given the best and worst case returns of the four investment choices below, which would you prefer?(Required)

a) $200 gain best case; $0 gain/loss worst case

b) $800 gain best case; $200 loss worst case

c) $2,600 gain best case; $800 loss worst case

d) $4,800 gain best case; $2,400 loss worst case

Score

21. Given the best and worst case returns of the four investment choices below, which would you prefer?(Required)

a) $200 gain best case; $0 gain/loss worst case

b) $800 gain best case; $200 loss worst case

c) $2,600 gain best case; $800 loss worst case

d) $4,800 gain best case; $2,400 loss worst case

Score

22. In addition to whatever you own, you have been given $1,000. You are now asked to choose between:(Required)

a) A sure gain of $500

b) A 50% chance to gain $1,000 and a 50% chance to gain nothing

Score

23. In addition to whatever you own, you have been given $2,000. You are now asked to choose between:(Required)

a) A sure loss of $500

b) A 50% chance to lose $1,000 and a 50% chance to lose nothing

Score

24. Suppose a relative left you an inheritance of $100,000, stipulating in the will that you invest ALL the money in ONE of the following choices. Which one would you select?(Required)

a) A savings account or money market mutual fund

b) A mutual fund that owns stocks and bonds

c) A portfolio of 15 common stocks

d) Commodities like gold, silver, and oil

Score

25. If you had to invest $20,000, which of the following investment choices would you find most appealing?(Required)

a) 60% in low-risk investments 30% in medium-risk investments 10% in high-risk investments

b) 30% in low-risk investments 40% in medium-risk investments 30% in high-risk investments

c) 10% in low-risk investments 40% in medium-risk investments 50% in high-risk investments

Score

26. Your trusted friend and neighbor, an experienced geologist, is putting together a group of investors to fund an exploratory gold mining venture. The venture could pay back 50 to 100 times the investment if successful. If the mine is a bust, the entire investment is worthless. Your friend estimates the chance of success is only 20%. If you had the money, how much would you invest?(Required)

a) Nothing

b) One month’s salary

c) Three month’s salary

d) Six month’s salary

Score

Total Score

Low risk tolerance (i.e., Your Profile is Conservative Investor)

Below-average risk tolerance

Average/moderate risk tolerance

Above-average risk tolerance

High risk tolerance (i.e., Your Profile is Aggressive Investor)

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